Terms of Service
1. Agreement to Terms
These Terms of Service (“Terms”) constitute a legally binding agreement made between You, whether personally or on behalf of an entity and Think Creative Collective, LLC dba Boss Project, concerning Your access to and use of this Site or associated Sites including but not limited to:
2. www.academy.bossproject.com
4. www.pages.thinkcreativecollective.com
5. www.creativetemplateshop.com
You agree that by accessing the Site, You have read, understood, and agreed to be bound by all of these Terms.
if you do not agree with all of these terms of service, then you are expressly prohibited from using the site and you must discontinue use immediately.
2. Definitions and Interpretation
In these Terms the following terms shall have the following meanings:
• Account: means collectively the personal information, payment Information and credentials used by Users to access Content on the Site;
• Content: means any text, graphics, images, photographs, audio, video, software, source code, databases, functionality, software, website designs, and any other form of information capable of being stored in a computer that appears on or forms part of this Site;
• Service/Services: means a particular set of resources and services available from Us through Our Site in courses, coaching, digital downloads, events, workshops, freebies, memberships, bundles and subscriptions as described on Our Site;
• User/Users/Member/Members/You/Your: means any person who accesses the Site;
• Site: means the website that You are currently using as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto; and
• We/Us/Our/Company/Think Creative Collective, LLC: means Think Creative Collective, LLC, doing business as Boss Project, registered in Missouri, United States, an online business.
3. Site Access
The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.
The Site is not tailored to comply with industry-specific regulations (Health Insurance Portability and Accountability Act (HIPAA), Federal Information Security Management Act (FISMA), etc.), so if Your interactions would be subjected to such laws, You may not use this Site. You may not use the Site in a way that would violate the Gramm-Leach-Bliley Act (GLBA).
The Site is intended for Users who are at least 13 years of age. All Users who are minors in the jurisdiction in which they reside (generally under the age of 18) must have the permission of, and be directly supervised by, their parent or guardian to use the Site. If You are a minor, You must have Your parent or guardian read and agree to these Terms prior to You using the Site.
4. User Representations
By using the Site, You represent and warrant that: (1) all registration information You submit will be true, accurate, current, and complete; (2) You will maintain the accuracy of such information and promptly update such registration information as necessary; (3) You have the legal capacity and You agree to comply with these Terms; (4) You are not under the age of 13; (5) You are not a minor in the jurisdiction in which You reside, or if a minor, You have received parental permission to use the Site; (6) You will not access the Site through automated or non-human means, whether through a bot, script, or otherwise; (7) You will not use the Site for any illegal or unauthorized purpose; and (8) Your use of the Site will not violate any applicable law or regulation.
If You provide any information that is untrue, inaccurate, not current, or incomplete, We have the right to suspend or terminate Your Account and refuse any and all current or future use of the Site (or any portion thereof).
5. Accounts
In order to obtain Services, You are required to create an Account which will contain certain personal information, which might include but is not is not limited to: contact details, payment details, tax information and any other details We may require. By continuing to use this Site You represent and warrant that: all information You submit is accurate and truthful; You have permission to submit Payment Information where permission may be required; and You will keep this information accurate and up-to-date.
You agree to not share Your Account details, username, password, login credentials, or secure links with anyone for any reason. If You have reason to believe that Your Account details have been obtained by another person without consent, You should contact Us immediately at [email protected].
6. User Data
We will maintain certain data that You transmit to the Site for the purpose of managing the performance of the Site, as well as data relating to Your use of the Site. Although We perform regular routine backups of data, You are solely responsible for all data that You transmit or that relates to any activity You have undertaken using the Site. You agree that We shall have no liability to You for any loss or corruption of any such data, and You hereby waive any right of action against Us arising from any such loss or corruption of such data.
7. Consent for Electronic Communications, Transactions, and Signatures
Visiting the Site, sending Us emails, commenting on social media, sending a direct message, or completing online forms constitute electronic communications.
You consent to receive electronic communications from Us. By providing your e-mail address, you agree to receive email marketing communications and other relevant email notices like transactional receipts or order confirmations. You maintain the right to unsubscribe from any marketing or email list at any time.
You agree that all agreements, notices, disclosures, and other communications We provide to You electronically, via email, social media, and on the Site, satisfy any legal requirement that such communication be in writing.
You hereby agree to the use of electronic signatures, contracts, orders, and other records, and electronic delivery of notices, policies, and records of transactions initiated or completed by us or via the site. You waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction that require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.
8. Privacy
We are committed to protecting Your privacy. Use of Our Site is also governed by Our Privacy Policy which is incorporated into these Terms by this reference.
Please be advised the Site is hosted in the United States. If You access the Site from any other region of the world with laws or other requirements governing personal data collection, use, or disclosure that differ from applicable laws in the United States, then through Your continued use of the Site, You are transferring Your data to the United States, and You agree to have Your data transferred to and processed in the United States. Further,
We do not knowingly accept, request, or solicit information from children or knowingly market to children. Therefore, in accordance with the U.S. Children’s Online Privacy Protection Act, if We receive actual knowledge that anyone under the age of 13 has provided personal information to Us without the requisite and verifiable parental consent, We will delete that information from the Site as quickly as is reasonably practical.
9. Notices and Data Use
We may contact You or provide You with Service-related and/or promotional notices by means of postal mail, electronic mail, general Site notifications and more using the contact information You have provided to Us. We also use data collected from various platforms for the purpose of business analysis and planning.
We utilize the following platforms, including but not limited to, for collecting and analyzing data: Bitly, Calendly, Canva, Deadline Funnels, Dubsado, Everwebinar, Facebook, Facebook Pixel, Flodesk, Google Analytics, Instagram, Leadpages, Libsyn, LinkedIn, ManyChat, Memberspace, Paypal, Pinterest, Postable, SimpleTexting Squarespace, Stripe, Streamyard, Teachable, TikTok, Twitter, Typeform, Webinarjam, and YouTube.
If at any time You have questions about Our data protection or would like to be removed from Our communications, please contact [email protected].
10. User Submissions
We strive to create an interactive relationship with the members of Our Site and Services. User comments, feedback, suggestions, ideas, and other submissions disclosed, submitted or offered to Us on or by this Site shall be and remain Our property. Users assign all property rights and interests to Us allowing Our Company unlimited use, commercial or otherwise, of any comments. Furthermore, We shall be under no obligation (1) to maintain any comments in confidence; (2) to pay to Users any compensation for any comments; or (3) to respond to any User comments.
11. Site Use
You cannot access or use the Site for any illegal or unauthorized purpose. Harassment in any manner or form of the Site, including via email and chat or by obscene or abusive language, is strictly forbidden. Although We cannot monitor the conduct of Our Users, it is a strict violation of these Terms to use any information obtained from Our Site in order to harass, abuse or harm another person, or in order to contact, advertise, solicit or sell to any User without his/her prior explicit consent. Also, You agree that no comments or other User submissions submitted by You to the Site will violate any right of any third party, including copyright, trademark, privacy or other personal rights. You further agree that no comments submitted by You to the Site will be or contain libelous or otherwise unlawful, abusive or obscene material. You are and shall remain solely responsible for the content of any comments You make.
12. Recordings
Any of Our webinars and online meetings may be audio and video recorded to be used within Our Services, for marketing and promotion, for written publications and/or for the creation of future products and Services. Your voluntary participation in any of Our webinars or online meetings indicates Your consent to be recorded and Your consent for these recordings to be used within Our Services, for marketing and promotion, for written publications and/or for the creation of future products and Services.
13. Financial Obligation
Payment for Services shall be taken immediately via Your chosen payment method. If You have signed up for a subscription or a payment plan, your payment method will automatically be charged each month on the same day of Your Original purchase in the amount of the fee stated at the time of purchase.
You authorize the Company to automatically charge the payment method or credit/debit card on file for any and all subscriptions or payment plan balances owed and you agree to keep this information current and up-to-date with the Company.
If any payment is insufficient or declined for any reason, the Company shall immediately revoke your access to the Services and any and all of its benefits, without liability or refund. You are responsible for the completion of all payment plans associated with Services You purchase.
You are required by law to complete your payment plan. We reserve the right to use any legal remedies or resources available to Us to collect on any monies owed, including but not limited to, a third-party collection agency.
14. Refund and Return Policy
Due to the digital nature of Our Services, We do not offer any refund or returns for any reason.
15. Terms of Participation
Below are the terms for specific Services offered by Think Creative Collective, LLC. By purchasing and using Our Services, You are agreeing to the related terms below.
15A. CREATIVE SHOP CO-OP MEMBERSHIP
Upon joining the Creative Shop Co-op (a subscription-based membership), You will be given access to a members' only area via a secure link and login using an email and password. You may not distribute Content, print multiple copies, or use the Content for public display or performance unless otherwise stated. You agree that the Content is licensed to You for personal or single business use and hold Us harmless for how members otherwise choose to utilize Content in their business once downloaded.
You may use Content only for Your own personal, non-commercial use unless You have purchased a Monthly Commercial Membership Plan, which is available at https://creativetemplateshop.com/commercial.
We reserve the right to update any templates or materials sold in Our membership at any time without notice. Only current members in good financial standing are eligible to receive the updated templates. Learn more about the membership at The Creative Shop Co-op FAQs.
If You purchase a monthly membership plan, payment will be taken via Your chosen payment method automatically the same day of each subsequent month until You cancel Your subscription.
If You purchased an annual membership plan, payment will be taken via Your chosen payment method the same day of each subsequent year until You cancel Your subscription.
Both monthly and annual membership plans renew automatically until You cancel.
Cancellations must be made via your Creative Template Shop account page prior to your next billing cycle to avoid additional charges. We do not offer partial refunds during an active billing cycle or for failing to cancel prior to your next billing cycle.
1. Login to Your Dashboard and click the "Your Account" text in the pink banner at the top right-center of the page
2. Click the "View or cancel plans" link under "Billing"
3. Click the "Cancel subscription" link under the plan you want to cancel
4. Check out this article if you’d like to see screenshots of the above steps
15B. THE INCUBATOR
You understand that You are enrolling in The Incubator for either a 6-month or 12-month period as stated in your Program Agreement.
If You enrolled with a payment plan commitment, You understand that You may not cancel or stop payment for this Service during this time and that You are responsible for completing all payments over your agreed upon enrollment period.
Your participation in The Incubator is subject to the terms and conditions of Your signed Program Agreement, which You can review inside Your client portal.
15C. STRATEGY ACADEMY
You understand that You are enrolling in The Strategy Academy with a 12-month payment plan commitment. You understand that You may not cancel or stop payment for this Service during this time and that You are responsible for completing all payments over the next 12 months.
We do not offer refunds. Please reach out for assistance to [email protected] to make the most of the course.
You may request consideration for the Conditional Guarantee by doing the following: complete the material by watching each video and completing each lesson, watch at least one coaching call, engage in the Facebook student community, fill out the Small Business Workbook, complete the steps included in the 5 Days to Launch Challenge, and submit proof of those actions in addition to a debrief of Your experience using the strategies taught in the Strategy Academy. Any Conditional Guarantee requests are discretionary as determined by Think Creative Collective, LLC. If You have any questions, contact Us at [email protected]..
15D. OTHER SERVICES, COURSES, OR EVENTS
If you purchased any other Services, Courses, or Event Tickets as found on Our Site or at academy.bossproject.com you are bound by the payment terms listed at checkout and are required to complete the agreed upon payment plan. The Company DOES NOT offer refunds for these Services for any reason. All Event Tickets are sold as-is and non-refundable. For assistance please email [email protected].
16. Cancellation of Services
Boss Project does not offer cancellations during active billing periods or for payment plan balances owed. If You are not completely satisfied with the Services You order from Think Creative Collective, LLC, please contact Us by email to [email protected] so we can help you utilize them.
If You are a consumer based within the European Union, You have a statutory right to a “cooling off” period. This period begins once Your order is confirmed and the contract between Think Creative Collective, LLC and You is formed and ends at the end of fourteen (14) calendar days after that date. If You change Your mind about the Services within this period and wish to cancel Your order, please inform Us immediately using the following email: [email protected].
17. Affiliate Statement
This Site contains affiliate links to products and services. We may receive a commission for purchases made through these links. However, this does not impact Our reviews and comparisons. We try Our best to keep things fair and balanced, in order to help You make the best choice for You. Read our full affiliate disclaimer here.
18. Third-Party Websites and Content
The Site may contain (or You may be sent via the Site) links to other websites ("Third-Party Websites") as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items belonging to or originating from third parties ("Third-Party Content").
Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and We are not responsible for any Third-Party Websites accessed through the Site or any Third-Party Content posted on, available through, or installed from the Site, including the content, accuracy, offensiveness, opinions, reliability, privacy practices, or other policies of or contained in the Third-Party Websites or the Third-Party Content.
Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or any Third-Party Content does not imply approval or endorsement thereof by us. If You decide to leave the Site and access the Third-Party Websites or to use or install any Third-Party Content, You do so at Your own risk, and You should be aware these Terms no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices, of any website to which You navigate from the Site or relating to any applications You use or install from the Site. Any purchases You make through Third-Party Websites will be through other websites and from other companies, and We take no responsibility whatsoever in relation to such purchases which are exclusively between You and the applicable third party. You agree and acknowledge that We do not endorse the products or services offered on Third-Party Websites and You shall hold Us harmless from any harm caused by Your purchase of such products or services. Additionally, You shall hold Us harmless from any losses sustained by You or harm caused to You relating to or resulting in any way from any Third-Party Content or any contact with Third-Party Websites.
19. Interruptions
We cannot guarantee the Site will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Site, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Site at any time or for any reason without notice to You. You agree that We have no liability whatsoever for any loss, damage, or inconvenience caused by Your inability to access or use the Site during any downtime or discontinuance of the Site. Nothing in these Terms will be construed to obligate Us to maintain and support the Site or to supply any corrections, updates, or releases in connection therewith.
20. Corrections
There may be information on the Site that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Site at any time, without prior notice.
21. Updates
We reserve the right to discontinue or modify without notice or liability, any portion of the Site or its Content or Our Services at any time. Additionally, We reserve the right to modify these Terms at any time without prior notification. Site Users must agree upon and abide by these changes accordingly. Please review this page periodically for changes. The date listed at the bottom of these Terms indicates when this document was last updated. Your continued use of the Site and/or Services indicates Your acceptance of these updated Terms.
22. Intellectual Property Rights
Unless otherwise indicated, the Site is Our proprietary property and all Content and the trademarks, Service marks, and logos contained therein (the “Marks”) are owned or controlled by Us or licensed to Us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, international copyright laws, and international conventions that protect intellectual property and proprietary rights.
The Company name, the Company logo, the Company slogan, and all related names, logos, Service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and Service names, designs and slogans in Our Services are the trademarks of their respective owners.
The Content and the Marks are provided on the Site “AS IS” for Your information and personal use only. Except as expressly provided in these Terms, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without Our express written permission.
All photos that are either taken by Us, licensed to Us for commercial use, or available for use in the public domain (published according to the U.S. Copyright Fair Use Act, title 17, U.S. Code). Use of images from Our site is strictly prohibited without Our express written permission.
Your participation in the Services does not result in a transfer of any intellectual property to You, and, as a condition of participation in the Services, You agree to observe and abide by all copyright and other intellectual property protection.
Provided that You are eligible to use the Site, You are granted a single-use, non-exclusive, non-transferable, revocable license to access and use the Services and to download or print a copy of any portion of the Content to which You have properly gained access solely for Your personal, non-commercial use. We reserve all rights not expressly granted to You in and to the Site, the Content and the Marks.
You hereby agree that You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the Content, in whole or in part, found in the Services.
The Company Content is not for resale. Your participation in the Services does not entitle You to make any unauthorized use of any protected Content, and in particular You will not delete or alter any proprietary rights or attribution notices in any Content. You will use protected Content solely for Your individual use, and will make no other use of the Content without the express written permission of the Company and the copyright owner. You agree that You do not acquire any ownership rights in any protected Content. We do not grant You any licenses, express or implied, to the intellectual property of the Company or Our licensors except as expressly authorized herein.
You hereby agree that any infringement of the Company’s intellectual property shall result in an immediate termination of the license granted hereunder. To be clear, if You violate the Company’s intellectual property rights, Your access to the Services will be terminated immediately, and You shall not be entitled to a refund of any portion of the fees.
23. Disclaimers
The information and materials on the Site are provided on an “as is” and on an “as available” basis. Think Creative Collective, LLC uses industry best practices to provide a high uptime. We give no warranty that the Site will be free of defects and/or faults and We do not provide any kind of refund for outages. We accept no liability for any disruption or non-availability of the Site resulting from external causes including, but not limited to, Internet Service Provider equipment failure, host equipment failure, communications network failure, power failure, natural events, acts of war or legal restrictions and censorship.
To the fullest extent permitted by law, this Company: excludes all representations and warranties relating to this Site and its Content or which is or may be provided by any affiliates or any other third party, including in relation to any inaccuracies or omissions in this Site and/or the Company’s literature; and excludes all liability for damages arising out of or in connection with Your use of this Site. This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things or You have advised this Company of the possibility of such potential loss), damage caused to Your computer, computer software, systems and programs and the data thereon or any other direct or indirect, consequential and incidental damages.
We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. We make no guarantee of any specific results from the use of Our Services.
Where applicable, this Site is meant for informational purposes only. It is not intended as specific medical, legal, commercial, financial, tax or other professional advice. Use of the information on the Site is at Your own risk.
24. Independent Contractor Status
Nothing in these Terms shall be construed to create a partnership, joint venture, employment, or agency relationship. The Company is agreeing only to provide You with access to the Services, which provide education and information. The information contained in the Services, including any interactions with the instructors, facilitators and coaches, is not intended as, and shall not be understood or construed as, professional advice.
25. Force Majeure
The Company shall not be liable or responsible to You, nor be deemed to have defaulted or breached these Terms, for any failure or delay in fulfilling or performing any term of these Terms when and to the extent such failure or delay is caused by or results from acts or circumstances beyond the reasonable control of the Company including, without limitation, acts of God, flood, fire, earthquake, explosion, governmental actions, war, invasion, or hostilities (whether war is declared or not), terrorist threats or acts, riot, or other civil unrest, national emergency, revolution, insurrection, epidemic, lock-outs, strikes or other labor disputes (whether or not relating to either party’s workforce), or restraints or delays affecting carriers or inability or delay in obtaining supplies of adequate or suitable materials, materials or telecommunication breakdown or power outage.
26. Severability/Waiver
If any term or provision of these Terms is found by a court be invalid, illegal, or unenforceable in any jurisdiction, such invalidity, illegality or unenforceability shall not affect any other term or provision of these Terms or invalidate or render unenforceable such term or provision in any other jurisdiction.
27. Liability
You agree to absolve and do hereby absolve the Company of any and all liability or loss that You or any person or entity associated with You may suffer or incur as a result of use of Our Services and/or any information and resources contained in the Services. You agree that the Company shall not be liable to You for any type of damages, including direct, indirect, special, incidental, equitable, or consequential loss or damages for use of the Services.
To the maximum extent permitted by applicable law, in no event shall the Company and/or its suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data, or profits arising out of or in any way connected with the use or performance of the Services, with the delay or inability to use the Services, the provision of or failure to provide Services, or for any information, software, products, services, and related graphics obtained through the Services, or otherwise arising out of the use of the Services, whether based on contract, tort, negligence, strict liability, or otherwise, even if the Company or any of its suppliers has been advised of the possibility of damages. Because some States or other jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitations may not apply to You. If You are dissatisfied with the Services or any portion of the Services, Your sole and exclusive remedy is to discontinue using the Services.
28. Warranty
The Company and/or its suppliers hereby disclaim all warranties and conditions with regard to this information, software, Services, and related graphics, including all implied warranties or conditions of merchantability, fitness for a particular purpose, title, and non-infringement.
29. Assignment
You may not assign these Terms without express written consent of Think Creative Collective, LLC.
30. Indemnification
You agree to indemnify, defend, and hold harmless the Company, its officers, directors, employees, agents, and third parties for any losses, costs, liabilities, and expenses (including reasonable attorneys’ fees) relating to or arising out of Your use of or inability to use the Services, any User postings made by You, Your violation of any terms of these Terms or Your violation of any rights of a third party, or Your violation of any applicable laws, rules or regulations. The Company reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by You, in which event You will fully cooperate with the Company in asserting any available defenses.
31. Resolution of Disputes
You hereby expressly waive any and all claims You may have, now or in the future, arising out of or relating to the Services. To the extent that You attempt to assert any such claim, You hereby expressly agree to present such claim only in the state or federal courts that are geographically nearest to Kansas City, Missouri.
32. California Users and Residents
If any complaint with Us is not satisfactorily resolved, You can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.
33. Transparency in Coverage Rule (Health Insurance Only)
Boss Project offers Health Insurance to all full-time employees. To find more information about health insurance coverage related to MRF’s and the Transparency in Coverage Rule for United HealthCare, Inc/All Savers go to https://transparency-in-coverage.uhc.com. Boss Project publishes this link for legal requirements as a policyholder and does not warrant and disclaims all liablility from all information provided by United Healthcare, Inc/All Savers.
34. Term and Termination
These Terms shall remain in full force and effect while You use the Site. without limiting any other provision of these terms, we reserve the right to, in our sole discretion and without notice or liability, deny access to and use of the site (including blocking certain ip addresses), to any person for any reason or for no reason, including without limitation for breach of any representation, warranty, or covenant contained in these terms or of any applicable law or regulation. we may terminate your use or participation in the site or delete your account any any content or information that you posted at any time, without warning, in our sole discretion.
The Company reserves the right, in its sole discretion, to terminate Your access to the Services or any portion thereof at any time, if You become disruptive to the Company or other Services participants, if You fail to follow the Services guidelines, or if You otherwise violate these Terms. You shall not be entitled to a refund of any portion of the fees and shall not be excused from any remaining payments under a payment plan in the event of such termination.
If We terminate or suspend Your Account for any reason, You are prohibited from registering and creating a new Account under Your name, a fake or borrowed name, or the name of any third party, even if You may be acting on behalf of the third party. In addition to terminating or suspending Your Account, We reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.
35. Governing Law
These Terms and Your use of the Site are governed by and construed in accordance with the laws of the State of Missouri applicable to agreements made and to be entirely performed within the State of Missouri, without regard to its conflict of law principles.